Discounts, subsidies could help you save on health insurance
Discounts and subsidies are helping lower premiums for North Carolinians who want to try and get health insurance through the Affordable Care Act. Open enrollment started Monday.
There are now 10 insurance companies offering plans under the Affordable Care Act, coupled with major federal discounts. Staff at Pisgah Legal are urging people who never thought they could afford insurance to call.
“I never thought in a million years there would be savings,” marketing professional Joellen Reichenbach said.
The self-employed 47-year-old signed up for insurance through the federal portal after moving to Mills River a year ago.
“I kind of chuckled when they said, ‘Would you be willing for us to look at it,'” Reichenbach said.
Pisgah Legal staff discovered an error in her form that left out her estimated income, which led to this.
“I can tell you that I saved about $10,000 for the year,” Reichenbach said.
ASHEVILLE COUPLE SAVING MORE THAN $800 PER MONTH THROUGH ACA HEALTH INSURANCE
She’s not alone. A lot of people are getting really affordable health insurance on the marketplace.
Pisgah Legal attorney Shannon Cornelius said open enrollment means people can shop.
“It’s exciting for a lot of people who are getting a zero-dollar premium,” Cornelius said.
Pisgah Legal is already taking calls, including one from new a applicant Cornelius spoke with just hours ago.
“She just needed help on healthcare.gov. She got a $10 plan,” Cornelius said.
Discounts are a direct result of American Rescue Plan subsidies passed in April. With companies from Cigna to CVS Pharmacy offering options, Reichenbach said anyone curious about shopping to get assistance.
“It does get confusing for the average person,” Reichenbach said. “Have someone else look with you, and that’s what Pisgah Legal did for me
If you live in a rural county like Mitchell or McDowell, you can still access help from Pisgah Legal. Just get on the nonprofit’s website and sign up for a virtual appointment to guide you through the different plans.